Saturday, January 14, 2012

Why do we need medical insurance when we have the European Health Insurance Card

Why do we need medical insurance when we have the European Health Insurance Card?
Why do you need 'medical' travel insurance when travelling to another EU country? Travel insurance is meant to cover injury, hospital fees and nursed flights home etc... BUT! We have the EU Medical Card which covers all of the above. EU Medical Card - Allows a person from an EU state (country) to receive treatment or care in a fellow EU state (country) without payment or the minimum of payment (mainly for EU countries that aren't fully integrated) This means that, for example; I went on holiday from the UK (country of residence) to France and hurt myself. Instead of paying for care I would present this card and the French Health Service would treat me for free and provide care for free and claim back the costs from the UK Health Service at a later date. The card was brought in to allow people to receive care or treatment for free so why do we have medical insurance when we have this card? NB: I am asking about when traveling from one EU country to another. Lisbon treaty full. Agaia I have an answer from someone who hasn't a clue what the card does. The countries need to honour it, it's part of the Lisbon treaty.
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Because most places you go, won't honor that card. Most countries you go to in Europe, flat out won't let you in, unless you have seperate insurance. THEY don't want to be stuck with the bill.


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